FinTech

Hernández & Cía. has been consistently involved in the development of the banking and financial industry in Peru and has extensive experience and sophisticated knowledge of the sector. As a result of the digital transformation of financial institutions and the exponential growth of the digital economy, our practice has naturally expanded into the FinTech sector.

Our FinTech practice combines experience and innovation, allowing us to offer our clients innovative solutions and advice in a regulated and constantly evolving industry. This enables us to proactively assist both regulated and unregulated institutions in the development of FinTech businesses in Peru, in any of its verticals, such as payments and transfers, loans, wealth management, and virtual assets.

At Hernández & Cía., we provide specialized advice to financial institutions on the design of digital products and solutions, the procurement of significant IT services, information security and cybersecurity management, and advice on compliance, PLAFT, and personal data protection. We also provide support in applying for licenses, authorizations, and registrations with the relevant regulatory bodies.

We also advise startups and technology companies, both domestic and foreign, on the launch and development of their businesses in Peru, including the analysis of their regulatory feasibility, the choice and constitution of a legal vehicle, and the drafting and negotiation of service contracts, commercial agreements, and technology agreements.